Valor PGH

Home Insurance

Protect your home, your belongings, and your family. We shop the market to find coverage that fits your situation at the best price.

Coverage Types

Dwelling Coverage

Protects the structure of your home against fire, vandalism, falling objects, and natural disasters. Does not cover floods, earthquakes, sewer backups, or intentional damage.

Contents Coverage

Covers your personal belongings like clothing, furniture, and electronics against damage or loss.

Liability Coverage

Protects you against third-party bodily injury and property damage claims. If someone gets hurt on your property, this covers it.

Loss of Use

Pays for hotel stays and living expenses while your home is being repaired after a covered event.

Is home insurance required in PA?

No Pennsylvania law requires homeowners insurance. However, if you have a mortgage, your lender will almost certainly require it as a condition of the loan.

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